{"id":1000145,"date":"2026-06-17T08:06:41","date_gmt":"2026-06-17T08:06:41","guid":{"rendered":"https:\/\/dev.themarketperiodical.com\/glossary\/stablecoin\/"},"modified":"2026-06-17T08:06:41","modified_gmt":"2026-06-17T08:06:41","slug":"stablecoin","status":"publish","type":"glossary","link":"https:\/\/themarketperiodical.com\/es\/glossary\/stablecoin\/","title":{"rendered":"Stablecoin"},"content":{"rendered":"<p>Stablecoins were developed to address the price volatility that makes most cryptocurrencies impractical for everyday payments or as a reliable store of value. By anchoring their price to a stable reference, they aim to combine the programmability of digital assets with price predictability.<\/p>\n<p>There are several main categories of stablecoins:<\/p>\n<ul>\n<li><strong>Fiat-collateralized:<\/strong> Backed one-to-one by reserves of fiat currency or cash equivalents held by a centralized issuer. Examples include USDC and USDT (Tether).<\/li>\n<li><strong>Crypto-collateralized:<\/strong> Backed by other cryptocurrencies, often overcollateralized to account for the underlying asset&#8217;s volatility. DAI is a widely known example.<\/li>\n<li><strong>Commodity-backed:<\/strong> Pegged to physical assets such as gold, with each token representing a fixed quantity of the commodity.<\/li>\n<li><strong>Algorithmic:<\/strong> Attempt to maintain their peg through software-driven supply adjustments rather than direct collateral. This model carries significant design risk, as demonstrated by high-profile failures.<\/li>\n<\/ul>\n<p>Stablecoins serve as a practical medium of exchange within crypto markets, allowing traders to move value between exchanges without converting back to fiat. They are also widely used in <strong>decentralized finance (DeFi)<\/strong> protocols for lending, borrowing, and liquidity provision.<\/p>\n<p>Regulatory scrutiny of stablecoin issuers has increased in several jurisdictions, with authorities focusing on reserve transparency, redemption rights, and systemic risk. Not all stablecoins maintain their peg at all times; depegging events have occurred across all categories.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Stablecoins were developed to address the price volatility that makes most cryptocurrencies impractical for everyday payments or as a reliable store of value. By anchoring their price to a stable reference, they aim to combine the programmability of digital assets with price predictability. There are several main categories of stablecoins: Fiat-collateralized: Backed one-to-one by reserves \u2026<\/p>\n","protected":false},"template":"","meta":[],"class_list":["post-1000145","glossary","type-glossary","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/themarketperiodical.com\/es\/wp-json\/wp\/v2\/glossary\/1000145","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/themarketperiodical.com\/es\/wp-json\/wp\/v2\/glossary"}],"about":[{"href":"https:\/\/themarketperiodical.com\/es\/wp-json\/wp\/v2\/types\/glossary"}],"wp:attachment":[{"href":"https:\/\/themarketperiodical.com\/es\/wp-json\/wp\/v2\/media?parent=1000145"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}