Key Insights:
- XRP price is nearing a key breakout zone from a year-long ascending triangle pattern.
- Ripple launches major XRP Ledger upgrades, adding tokenization and privacy tools.
- Analysts see potential for a strong price move if institutional use expands.
XRP price is showing signs of a possible October breakout as traders watch key technical levels and new XRP Ledger upgrades. Analysts point to a long-running triangle pattern, Ripple’s network updates, and growing interest from banks as factors that could drive the next move.
XRP Price Chart Signals a Possible Breakout This Month
Market watcher Egrag Crypto said the XRP price has been forming an ascending triangle pattern for more than a year. This type of setup often leads to a strong move once the price nears the end of the pattern.
Based on his analysis, the triangle pattern covers 362 days, with breakouts usually occurring after about 70–80% of that period. The 70% point is around September 22, 2025, and the 80% mark is around October 28, 2025.
If the pattern runs its full course (90%), it would complete around December 6, 2025.
Egrag explains that shorter patterns usually break out sooner, while larger ones take longer to develop. Currently, XRP is trading near $3.03, and traders are watching to see if it can hold this level.
A recent MACD crossover on the chart suggests growing strength. Some forecasts see a move toward $3.50 to $5 before the end of the year if buying pressure continues.
The wider crypto market is also focused on SEC ETF decisions expected between October 18 and 25, which could affect overall trading volume. Many traders refer to this period as “Uptober,” a term derived from the seasonal trend of rising prices observed in past Octobers.
Ripple Adds New Features to the XRP Ledger
Ripple has been updating the XRP Ledger (XRPL) to support larger financial use. On October 1, 2025, the mainnet activated the Multi-Purpose Token (MPT) feature. This allows users to create and trade tokens that represent assets such as real estate, gold, or other commodities.
The upgrade connects with XRPL’s Decentralized Exchange (DEX) and Automated Market Maker (AMM). Together, these tools make it possible to process multiple transactions at once and allow permissioned trading when needed.
Developers said these updates will help money move more smoothly across the network, allowing faster transfers. Ripple is also creating new privacy tools to make the ledger more suitable for banks and businesses.
On October 4, cryptographer J. Ayo Akinyele announced that the team plans to include zero-knowledge proofs. This method keeps transaction details private while still showing they meet rules. The first version is expected in 2026.
Notably, company leaders, including Brad Garlinghouse, say these upgrades are part of Ripple’s broader goal to make the XRPL a strong base for on-chain finance.
The next version, XRPL v3.0.0, will include a lending protocol that supports decentralized borrowing and lending. Ripple has also signed new partnerships with BBVA, SBI, and Thunes to expand its global payment reach.
How High Could XRP Price Go If Adoption Grows?
Community member BarriC believes XRP could reach far higher prices once banks and financial firms use it for daily transactions. He suggests that when every major institution uses XRP for payments, the coin could reach levels such as $100 or even $1,000.
He explained that no cryptocurrency has yet been tested under full-scale adoption by the banking sector.
If that happens, and millions, billions, and even trillions of dollars move through XRP regularly, the price could move far beyond past limits.
He mentioned that such growth could make XRP stand apart from Bitcoin’s usual four-year price cycle. These predictions are based on potential use rather than current data.
Analysts noted that global adoption would take time and depend on regulation and technology readiness. Still, XRP’s steady progress and new network tools give traders reasons to stay alert this month.
Godfrey Benjamin is an experienced crypto journalist whose main goal is to educate everyone around him about the prospects of Web 3.0. His love for crypto was birthed when, as a former banker, he discovered the obvious advantages of decentralized money over traditional payments. With his vast experience covering various aspects of Web3, Godfrey’s articles has been featured on Cryptonews and Coingape, among others.
