Key Insights
- XRP ETF approval odds rose to 86% after the SEC lawsuit dropped.
- Analysts target $3.78 short-term amid bullish technical breakout.
- Claver projects $100+ XRP if SWIFT market share is captured.
Ripple (XRP) price gains momentum as the U.S. Securities and Exchange Commission (SEC) drops its case against Ripple Labs. Analysts predict rising odds of a spot XRP ETF approval and evaluate its potential impact.
ETF Optimism Drives Market Sentiment for XRP Price
XRP price benefits from growing institutional optimism fueled by legal clarity. Last week, the SEC dropped its lawsuit against Ripple’s programmatic sales of XRP. This action removed a major barrier to wider market adoption.
The decision also boosted the probability of a spot XRP ETF hitting the market by 2025. According to Polymarket, the odds now stand at 86%, up from 77% after the legal resolution. Bets on approval in the first half of 2025 have increased from 33% to 46%.
Ripple CEO Brad Garlinghouse shared his thoughts during an interview last week. He hinted at a potential IPO as the next phase for Ripple Labs. His remarks have further fueled speculation around XRP’s broader market role and exposure.
Price Range Expands With Legal Clarity
Bitget’s Ryan Lee noted that XRP has broken out of its former trading range between $2.35 and $2.55.
Lee cited the role of Ripple’s RLUSD stablecoin and rising payment adoption as additional catalysts. He warned that downside risk remains near $2.17. However, the $2.50 level is now critical for momentum.

XRP/USD 1-day TradingView chart indicates a potential move toward $3.78. This aligns with the Fibonacci target at the 1.618 level, reflecting a bullish outlook for XRP price.
The RSI stood at 52.68, signaling neutral momentum. Accumulation and distribution data showed 10.55 billion XRP in position, suggesting continued interest.
Analysts Weigh Four-Digit Scenarios
Business consultant Jake Claver added more ambitious views during a recent YouTube interview. He forecasted XRP rising to between $50 and $100 if the token captures even 10% of SWIFT’s global transaction volume.
“If you had 10% of SWIFT, a $50 to $100 XRP makes a lot of sense,” Claver stated. He highlighted over $5 trillion in daily SWIFT transactions. He also pointed to Ripple’s alignment with real-time settlement systems, including R3’s Project Ion and DTCC.
Claver noted the infrastructure is already in place to facilitate XRP’s adoption. He emphasized the limited circulating supply, with most tokens locked in escrow, as a key driver of demand accelerates.
He proposed a crisis scenario with a systemic liquidity crunch that might drive XRP to four-digit levels. He speculated that rolling out these ETFs during such a time could amplify the price surge.
Trump-Era Policies May Accelerate Approvals
XRP ETF narrative gained further traction after President Donald Trump took office. Several crypto ETFs were filed recently. They target XRP, Litecoin (LTC), Hedera (HBAR), Solana (SOL), and Cardano (ADA).
Others include Aptos (APT) and Polkadot (DOT). This reflects rising institutional interest in crypto assets. Industry observers say Trump’s deregulation push has emboldened ETF issuers.
Polymarket data reveals an 87% probability of XRP ETF approval, marking the highest level since tracking began. This surge in confidence reflects growing optimism around XRP price.

ETF applicants include Grayscale, WisdomTree, Bitwise Invest, Franklin Templeton, 21Shares, and Canary Funds. While the final decision deadline is in Oct. 2025, approvals could arrive earlier depending on political pressure and legal clarity.
XRP’s technical and fundamental outlook has evolved following the closure of the SEC case. Analysts note rising approval odds for an XRP ETF and improving institutional sentiment. Short-term price targets are set at $3.78, with some forecasts hinting at exponential growth potential.
Despite bullish forecasts, the future of XRP price depends on regulatory outcomes, ETF inflows, and macroeconomic factors. Traders should monitor $2.50 as a crucial pivot point in the coming weeks.
Disclaimer
This article is for informational purposes only. Crypto investment involves inherent risks due to the volatility in price. Readers should conduct their research before making any investment decision. Also, you can consult a crypto expert before investing in cryptocurrencies.




