Key Insights
- RLUSD powers tokenized funds with BlackRock and VanEck through Ripple’s Securitize partnership.
- RLUSD market cap stands at $789 million, with a stable USD peg and rising exchange listings.
- Could lift XRP demand as institutions shift from RLUSD stability to XRP liquidity
Ripple’s stablecoin adds built-in stablecoin support to the XRP Ledger. This boosts XRPL’s utility for payments, DeFi, and tokenized assets.
Introduced in December 2025, it is now gaining new attention amid a bout of adoption in the broader industry. XRP stablecoin is pushing institutional use, linking with BlackRock and VanEck, and opening the door to fresh growth for XRP.
RLUSD Stablecoin Expands Role on the XRP Ledger
Ripple’s stablecoin is becoming central to the XRP Ledger. Max Avery, a market commentator, explained its growing impact in a detailed post on September 27, 2025.
RLUSD was launched last year. It now has a market cap of $789 Million and ranks 90th on CoinMarketCap. Its peg to the US dollar has held steady with only a 0.01% difference. This level of stability has attracted interest from banks and large investors.
Exchanges are adding RLUSD to their platforms. Bybit recently listed it for spot trading, and XRP open interest climbed to $1 Billion within hours. Max Avery noted this surge as evidence of rising demand from retail and institutional investors.
Ripple has also worked to connect RLUSD with major financial products. The company partnered with Securitize to make RLUSD a settlement tool for BlackRock’s BUIDL and VanEck’s VBILL tokenized funds.
These funds represent large pools of assets, and the link could channel trillions of dollars through RLUSD rails. It is also designed with compliance features. One is clawback, which allows tokens to be frozen under specific conditions.
According to Avery, such functions are not flaws but requirements for institutions that require strict control measures. Another part of RLUSD’s growth is tied to technology. The XRP Ledger now has an EVM sidechain, which supports Ethereum-based applications.
Developers can build at a lower cost and higher speed while relying on RLUSD as a liquid stablecoin. This blend is bringing more projects to the ecosystem and widening its use.
Institutional Links with BlackRock, VanEck, and Others
It is essential to mention that RLUSD is gaining ground with large institutions. Avery pointed out that Ripple’s deal with Securitize ties the stablecoin directly to tokenized products such as BUIDL and VBILL.
These products are backed by well-known firms like BlackRock and VanEck, which gives RLUSD a new level of exposure. Other integrations are also underway.
Hidden Road, a firm bought earlier by Ripple, is bringing in XRP and XRP stablecoin for easier access to and from traditional finance. This move could help institutions handle large transactions smoothly. Avery also stressed the role of regulation.
The New York Department approves RLUSD of Financial Services. Its transparency and oversight have made it stand out at a time when regulatory pressure is rising worldwide. These traits could make it the stablecoin of choice for businesses that move high-value assets.
What RLUSD Could Mean for XRP Prices
RLUSD may also play a role in XRP’s market price. Avery explained that many institutions begin with RLUSD because it is stable and easy to use. Over time, they could add XRP itself for liquidity needs.
If this shift continues, demand for XRP might be lifted. Some traders are also watching XRP’s price chart. Each time XRP touches its 21 EMA on a two-week scale, it typically registers a sharp upward move.
Analysts suggest that if that pattern repeats, the price could reach $17, $27, or even $33. As of writing, the XRP price was trading at $2.77.
Avery closed his remarks by saying RLUSD and the XRP Ledger are putting together the framework for a new financial system. With more tokenized assets and deeper ties to institutions, the growth path for both RLUSD and XRP could begin.
Godfrey Benjamin is an experienced crypto journalist whose main goal is to educate everyone around him about the prospects of Web 3.0. His love for crypto was birthed when, as a former banker, he discovered the obvious advantages of decentralized money over traditional payments. With his vast experience covering various aspects of Web3, Godfrey’s articles has been featured on Cryptonews and Coingape, among others.
